Investment Funds

A collective investment scheme is defined as a strategy of investing money with other participants to partake in a relatively wider range of investments compared to those available only for individual investors. You may be asking yourself why we are talking about collective investment schemes when the page is supposed to be about investment funds. Well, collective investment schemes and investment funds are one and the same. In other parts of the world, it is also known as managed funds or just funds.

More and more people think of investment funds as the least demanding way to invest in the market. Considering that an investment fund goes a long way in minimizing the investment or capital risk, it is not surprising to see many market participants get involve in investment funds. Aside from lower risk, investment funds also lessen the dealing costs. Since an investment fund serves as a pool of money for investing, buying in bulk is made possible. Participants do not have to worry so much about paying dealing charges.

Here are lists of investment funds according to the country where they are recognized.

US recognized investment funds
1.Mutual Funds
2.Unit Investment Trusts
3.Exchange-traded Funds (ETFs)

UK recognized investment funds
1.Investment Trusts
2.Unit Trusts
3.With-profits policy
4.Unitised Insurance Funds
5.Exchange-traded Funds (ETFs)

Canadian recognized investment funds
1.Income Trusts
2.Labour Sponsored Funds
3.Mutual Funds

Australian recognized investment funds
1.Listed Investment Company (LIC)
2.Unit Trusts